Category: Credit Cards

The Best Credit Cards for 2015

Credit cards are a necessary evil.  I mean you can’t even book a hotel room without guaranteeing it with a credit card.  While some people carry HUGE balances and get into trouble with credit card debt, credit cards don’t have…

What Is Identity Theft

Remember back in grade school when you’d walk into the room and your heart would sink because one of your classmates was wearing the same shirt as you?  Your identity was compromised and for some strange reason it gave you…

Report: CVS and RiteAid Stop Accepting Apple Pay

CVS and RiteAid (along with a host of other major retailers) have recently stopped accepting Apple Pay and other NFC (near-field communications) payment options like Google Wallet and Softcard. It is not because they are not technologically ill-equipped to handle…

Using a Credit Card Hardship Program

People who are having a difficult time making their monthly credit card payments may benefit from a credit card hardship program – a program that is not widely known and rarely discussed.  People who need this hardship program have probably…

Credit Card Debt

Credit Card Debt is consumer debt that results when a client of a credit card company purchases an item or service through the card system. Credit card debt is the third largest source of household indebtedness. Only the mortgage and student loan debt…

What Is Credit Card Grace Period

A credit card grace period is the period of time a credit card company gives you to pay your new charges, without having to pay interest on the new balance. The grace period runs from the end of a billing cycle…

What is Credit Card Judgement Against You

If you are in default on a credit card account, the credit card company may try get a credit card debt judgement against you via means of filing an actual lawsuit.  If the credit card company is successful in getting…